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Financial Institution Letter

Authentication in an Internet Banking Environment Frequently Asked Questions

Summary: The Federal Financial Institutions Examination Council (FFIEC) has published the attached frequently asked questions (FAQs) to assist financial institutions and their technology service providers in conforming with the FFIEC guidance entitled Authentication in an Internet Banking Environment .

Highlights:
  • On October 12, 2005, the FFIEC issued guidance on Authentication in an Internet Banking Environment (see FDIC FIL-103-2005 ).
  • The FFIEC has published the attached FAQs to assist financial institutions and their technology service providers in conforming with the guidance.
  • The FAQs are divided into seven areas and include answers to questions concerning:
    • the scope of the guidance,
    • the time frame for compliance,
    • definitions,
    • risk assessment,
    • customers,
    • technology service providers, and
    • the appendix.

Distribution:
FDIC-Supervised Banks (Commercial and Savings)

Suggested Routing:
Chief Executive Officer
Chief Information Security Officer

Note:
FDIC financial institution letters (FILs) may be accessed from the FDIC's Web site at www.fdic.gov/news/financial-institution-letters/2006/index.html .

To receive FILs electronically, please visit http://www.fdic.gov/about/subscriptions/fil.html .

Paper copies of FDIC financial institution letters may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington VA 22226 (1-877-275-3342 or 703-562-2200).

FIL-77-2006
Attachment(s)

Last Updated: August 21, 2006