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Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-72-2000 ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT Consumer Protection
FIL-40-2000 UNIFORM RETAIL CREDIT CLASSIFICATION AND ACCOUNT MANAGEMENT POLICY Lending / Investments
FIL-7-2000 Deposit Insurance Assessments Deposit Insurance Fund
FIL-5-2000 Consumer Credit Reporting Practices Lending / Investments
FIL-109-99 Guidance on Asset Securitization Lending / Investments
FIL-94-99 High Loan-to-Value Residential Real Estate Lending
FIL-68-99 Risk Assessment Tools And Practices For Information System Security
FIL-49-99 Bank Service Company Act
FIL-20-99 Guidance on Subprime Lending
FIL-16-99 Trust Preferred Securities Lending / Investments
FIL-124-98 Intercorporate Income Taxes
FIL-110-98 Acquisition, Development, and Construction Lending Lending / Investments
FIL-46-98 Guidance on the Use of Trade Names Corporate Governance / Management
FIL-45-98 Investment Activities Lending / Investments
FIL-15-98 Guidelines for Legal Advice to Financial Institution Directors
FIL-26-98 Community Reinvestment Act Community Reinvestment Act
FIL-23-98 Government Securities Fiduciary / Asset Management
FIL-22-98 Repurchase Agreements Lending / Investments
FIL-86-97 Federal and State Agencies Standardize Data Elements for Use With Automated Loan Review Tools
FIL-81-97 Securities Lending Lending / Investments
FIL-54-97 Assistance to Operating Insured Depository Institutions
FIL-44-97 Subprime Lending Lending / Investments
FIL-31-97 Realignment of Regional Office Responsibilities Risk Management Practices
FIL-12-97 Deposit Shifting Applications, Notices and Filings
FIL-105-96 Adoption of Revised "Camels" Rating System Risk Management Practices