Chart 3: Institutions with Less than $10 Billion in Assets Are Shrinking C&D Portfolios, but Are Increasing Holdings of Longer-Term Mortgages
A line graph that shows the percentage of assets held in construction and development (C&D) portfolios and longer-term mortgages by institutions with less than $10 billion in assets between 2003 and 2009. In 2003, longer-term mortgage asset percentages were greater than those in C&D loans, but by 2005 their positions were even (each at 8 percent of holdings) and on the point of switching. C&D loans increased to almost 11 percent of holdings by early 2008, while longer-term mortgages declined to approximately 7.5 percent. At that point, the trends started to switch, until by mid-2009 the positions were once again even with both C&D loans and longer-term mortgages at about 8 percent of holdings. The source of this information is FDIC.